What’s your take on that? It was one of the worst situations to be bringing a baby into. It has been worth it! Wish I could have had the strength to ignore the peer and family pressure and stayed home also. Explore local parks in your area. Also, keep an eye out for their discount section, usually in the middle of the store near the canned goods. When you sign up to receive the free Tips That Simplify Life for Stay At Home Moms emails, you'll get this bonus gift! My husband and I have three children together and we are both late 40’s. Financial fear. We’ve made it work, but not without sacrifices. When I quit working, it was because I wanted it soooo bad it hurt. Their French bread loaves are usually only $1 which is already an amazing deal, but you can often find them for only 75 cents or even less! Get on a budget with your electric and gas (if applicable). I don’t know how to break the habit. My goal in starting this blog was to encourage other moms to make the most with what they have while focusing on appreciating the small things. We cleaned the headlight covers to make them look brand new with one of these restoration kits. Negotiate Your Utilities. Where does your money go every month? Instead, appreciate the time you have now! We just had a little girl about 8 weeks ago. We have talked about dropping cable and phone, but my husband is truly dragging his feet on this one. I just think it’s important to be honest about whether you truly want to be a full time stay at home mom. The beauty of most work at home jobs is that they’re flexible. “How to afford to be a stay at home mom” is a question many moms ask themselves. We painted the carpet and the dash to make it look brand new with this cheap paint. With these two options, we’re able to watch the same shows that I used to watch on HGTV, I just might have to wait for them to pop up on the streaming option unless I want to get DVDs in the mail and watch them a few episodes at a time. My company matched a part of it so that was a nice bonus. We’re living on a very low income and are able to make this work. Chances are, if you’re reading this post, you are considering becoming a stay at home mom, but aren’t sure if it is financially possible for your family. Your dad is absolutely right – money means literally nothing in life. Great advice – especially about working from home to make up the difference. 1. Your tips are right on, Jamie! Thank you for such an encouraging article! We paid $160 a month for our Jayco Travel Trailer, and $440 a month in lot rent at the campground. Stop eating out on a whim. Learn how to afford being a stay at home mom. Thank you. How to afford to be a stay at home mom in 9 steps. Hi Tara! I know that Big Lots is probably the last place you think of when you consider grocery shopping, but trust me, it’s worth it. . Some people don’t want to afford it. Over 2,100 like minded people are already subscribers. For many moms becoming a stay at home mom might seem out of reach. Right now, I want you to decide you’re going to sacrifice to make this happen. I applaud you women for staying home with your children. Learn how to get out of debt using a #yearofno. You need to make sure that you can afford to be a stay-at-home mom before walking away from your job. I was able to stay home until they went to school. Another option if it’s available in your area is Amazon Prime Pantry. Thank you for the encouragement also – I really appreciate it! Now that we discussed a few perks of being a stay at home Mom, let’s cover some pretty important questions that’ll … I really hope you find a way to be home with her full time. Plus, childcare costs were eating into my income enough to make it not worth it. I have some work from home part time prospects but again, I’m just scared. Do A Financial Checkup. A Budget. How to afford to be a SAHM? While it might seem a bit like a pipe dream, I promise you it isn’t. PLUS, we have another baby on the way – and this one we planned! I hate that position. He’s right. I’m sending you positive thoughts . Believe that you can do it and you can truly do anything! It meant resolving to live in an RV for a few months while we worked to build up my husband’s credit score so we could buy a home, and it meant living as cheaply as possible to make our dollars stretch as far as they possibly could. And I’m a single mom. How much do you want to be a … Any parent will tell you being a stay-at-home IS a job – it’s just not a paid job. Being a stay at home mom would be my ultimate dream come true! Hey, I saw a post you made in the EBA forum and your blog name caught my eye. Last year we switched out cells from sprint to walmart family thru t mobile. I’m trying not to panic, but we are already in a bind. I have been a SAHM for the last 6 years. That would be a dream come true to me Thank you so much for stopping by and for your sweet compliment. Oh – and this one should go without saying – CANCEL YOUR CABLE! That’s incredible! I wouldn’t trade it for the world though! Imagine the wiggle room you’d have in your budget if you were debt free! Do you have any questions about how I’m able to do it? We still had to cut WAY back. Add up all other monthly debt payments -- student loans, home-equity loans, personal loans, credit cards, etc. Living a champagne lifestyle on a Coke budget doesn’t work. I’m a nurse in my late 40s and married. Everything is going to be ok. You just have to take baby steps until you get there. Meant we had to completely change the lifestyle we love to go camping and go into debt, but just! 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